Skip to content
Texas Medicaid Planning
Protect your savings. Plan for the care your family needs.
Medicaid rules are complicated. Your next step does not have to be. We help Texas families understand their options, build a practical plan, and navigate the application process from beginning to end.
Many families have more options than they realize.
Nursing home costs can put a lifetime of savings under pressure. Many families assume they must spend everything before Medicaid can help, or that their income automatically rules them out. The rules are more nuanced, and understanding your options before making financial decisions can make a meaningful difference. Medicare may cover short-term skilled nursing care when its requirements are met, but it does not cover ongoing custodial care.
Nursing home costs can put a lifetime of savings under pressure. Many families assume they must spend everything before Medicaid can help, or that their income automatically rules them out. The rules are more nuanced, and understanding your options before making financial decisions can make a meaningful difference. Medicare may cover short-term skilled nursing care when its requirements are met, but it does not cover ongoing custodial care.
Medicaid can help eligible Texans pay for long-term nursing home care. At Medicaid Solutions for Texans, LLC, we help families understand the application process, organize the necessary information, and coordinate next steps with Rosamond Law, PLLC when legal planning is needed. Whether you are planning ahead or facing an immediate care decision, start with a conversation about your circumstances, your priorities, and the options available to your family. Contact us for a free consultation.
Jerry Mann
President MS4T
A clear plan. Support through every step.
Long-term care can create financial pressure quickly. We start by learning about the care your family needs, the income and resources available, and the timing involved. From there, we explain what may be possible under current Texas Medicaid rules and what it would take to move forward.
HOW WE HELP
Understand your options
We review the care setting, income, assets, timing, and family goals so you can see which Medicaid pathways may be available.
Build a workable plan
We coordinate the planning and application steps, working with Rosamond Law, PLLC when legal advice or documents are needed.
Carry it through
We organize the application, track the case, and help respond to agency requests through the eligibility process.
Experience with the system.
Attention to your family.
The Medicaid application process can be confusing, complicated and ultimately expensive. We become your personal guide and advocate, helping you determine what is possible and then walking you through the process. Together, we make sure you receive the best level of care possible while preserving the majority of your life savings. Our help is personal. We meet with you in person.
- Focused on Texas long-term care Medicaid
- Former HHSC MEPD eligibility experience on our team
- Coordinated planning and application support
- Straight answers and clear next steps
Approvals
Failures
Combined Experience
Free Medicaid Consultation
Tell us about your family’s care needs and financial situation. We’ll help you understand the available options, explain our services and fees, and identify the next steps.
TESTIMONIALS
They understand what needs to be done
Kim B.
We could not have been successful without their deep expertise
Kim N.
CONTACT US
* Please provide only a brief overview. Do not send Social Security numbers, bank or account information, medical records, or other sensitive documents through this form. Submitting the form does not create an attorney-client relationship.
MEET OUR TEAM
Our team brings practical experience with Texas Medicaid eligibility, application preparation, and case management. We work closely with Rosamond Law, PLLC when legal planning is needed, helping families move forward with clear guidance and personal attention.
Jonathan P. Rosamond - Principal & Attorney
Jonathan P. Rosamond
- Principal & Attorney
Jonathan P. Rosamond is the principal of Medicaid Solutions for Texans, LLC and the managing attorney of Rosamond Law, PLLC. He works with the MS4T team to coordinate Medicaid planning, legal strategy, and implementation for Texas families facing long-term care costs. Before private practice, Jonathan served as a Judge Advocate in the U.S. Army. He earned his law degree from Washington and Lee University and practiced with Baker McKenzie and Wick Phillips before founding his firm.
Victor Zaragoza - Senior Medicaid Estate Planner
Victor Zaragoza
- Senior Medicaid Estate Planner
Fatima Wiggins - Director of Marketing & Client Outreach
Fatima Wiggins
- Director of Marketing & Client Outreach
Frequently Asked Questions
Even a straightforward application can raise questions about income, assets, prior gifts, or a spouse’s needs. A free consultation can help you understand which issues matter in your situation, what assistance is available, and the services and fees involved if you choose to move forward.
Medicare may cover short-term skilled nursing care when its coverage requirements are met, but it is not a long-term custodial-care program. Medicaid is the primary public program that may help cover long-term nursing-facility care for a person who meets its medical and financial rules.
A transfer for less than fair market value during Medicaid’s look-back period can create a penalty period. Do not move money, add names to accounts, or sign a deed based on general advice. A transfer that helps one family may create a serious problem for another.
A marital agreement may determine ownership rights between spouses, but it does not necessarily control how Medicaid treats resources. Medicaid applies its own rules when evaluating a married applicant.
A will generally controls what happens at death, not what is available during life. Assets in a revocable trust are generally treated as available to the person who created the trust. Other planning tools may be appropriate, but the details matter.
A home may be excluded while an applicant is living, subject to Medicaid’s rules and the facts of the case. That does not end the analysis: ownership, equity, occupancy, spouse and dependent protections, and estate-recovery issues can all matter. Get advice before selling, transferring, or changing title to the home.
They were so helpful!
Ken F.